Each type of account offered by InstaForex represents universal trading tool that helps working on international financial markets. Regardless of the chosen account type, you will have access to every trading symbol available, when working with InstaForex.

To achieve a successful trading strategy for each trader, two account types were developed by the InstaForex Dealer Department specialists. Trading accounts types differ by their method of accounting spreads and commissions, which are picked by the trader, when opening an account.

Insta.Standard Trading Accounts

These types of accounts are relevant for standard trading terms on Forex market, and work without a fee. Once the trader accesses all trading tools, he pays a fixed spread, when settling each deal.

Insta.Standard accounts work for all types of traders and allows a deal to be settled with a classical spread and no fee. The main advantage of this type of account is its universality, as at any time a trader can change the trading leverage and work with any deposit rate convenient for him. The capabilities of the account allow trading with Micro Forex (minimum deposit 1-10 USD), Mini Forex (minimum deposit 100 USD), and Standard Forex (minimum deposit 1000 USD).

Insta.Eurica Trading Accounts

Conditions for accounts of this type require no spread to be paid when opening a deal. For most of the Insta.Eurica account currency instruments zero spreads are operated, due to this the BID price always equals TO the ASK price. Pay attention that offered price differs from the BID price (which a chart in the trading terminal is constructed at) by half of the spread size rounded up/down to the integral value because of the trading platform MetaTrader 4.00 technical peculiarities. To open a deal, a trader pays a fixed fee, which equals to 0.03 - 0.07% of the deal volume.

This account type is recommended for newbies, because it is not necessary to take into consideration spread in case of the deferred orders usage: deferred order is executed exactly when a price reaches its value in case of zero spread. Before GTC orders placing and market entrance there is no necessity to calculate spread influence on the position result, this makes technical analysis usage highly effective.

Despite the fact that Insta.Eurica accounts allow newbies get the hang of the market, using more simple system of the deals processing, this account type can be used by the professional traders as well because its trading characteristics are the same as in Insta.Standard account type.

Cent.Standard and Cent.Eurica trading accounts

Cent.Standard and Cent.Eurica account types are meant for beginning traders and oriented to those clients who just learn trading and for this purpose they need an access to the minimal deal volume as possible. On these accounts Micro Forex is available with the lot volume 0.0001 of the market lot (the lot cost is 0,1 US cent) allows practicing almost without any risks for deposit. Also this type of accounts will suit well for those who would like to try trading strategies with minimal risks using the deal advantage from 0.0001 lot.

Aside from availability of the smallest allowed deal volume - 0.0001 of the market lot, the owners of Cent.Standard and Cent.Eurica accounts have the same trading terms as Insta.Standard and Insta.Eurica. The only constraint is maximally allowed deposit size for cent group accounts of Cent.Standard and Cent.Eurica related to their directivity to the beginning traders. For more experienced traders it is recommended to open accounts of Insta.Standard and Insta.Eurica types which do not have any size constraints for maximal deposit and deal size.

Minimal deal size
Limitation on the size of the minimal deal is established in the volume of 1 lot (1 USD for a pip) for accounts of Standard and Eurica types with balance more than 100 000 US Dollars or its equivalent in other currency. For accounts with the balance more than 5 000 US Dollars or its equivalent in other currency; an introduction of the limitation on the size of the minimal deal in the volume of 0,1 lot (0,10 USD for a pip) is possible at the company's discretion.

Options	Account type
	Insta.Standard	Insta.Eurica	Cent.Standard	Cent.Eurica
Deposit currency	EUR, USD, USD Cents	EUR, USD, USD Cents	USD Cents, EUR Cents	USD Cents, EUR Cents
Minimum deposit	1 USD	1 USD	1 USD	1 USD
Maximum deposit	unlimited	unlimited	1000 USD	1000 USD
Spreads [1]	3-7	0	3-7	0
Fee	0	0.03%-0.07%	0	0.03%-0.07%
Minimal deal	0.01 of the lot (for cent accounts is 1 lot)	0.01 of the lot (for cent accounts is 1 lot)	0.10 of the lot (equivalent of 0.0001 market lot)	0.10 of the lot (equivalent of 0.0001 market lot)
Maximal deal	10000	10000	1000	1000
Leverage [2]	1:2-1:1000	1:2-1:1000	1:2-1:1000	1:2-1:1000
Margin for locks [3]	25%	25%	25%	25%
Margin Call [4]	30%	30%	30%	30%
Stop Out [5]	10%	10%	10%	10%
Interest rate [6]	13%	13%	13%	13%

[1] - Spreads are shown in points. [2] - For deposits less than $1000. [3] - Margin means the percent of volume of the total deposit that is necessary for maintaining the opposite positions for a single pair. [4] - Level, when reached, positions may be forcibly closed. [5] - Level, when reached, positions will be automatically closed. [6] - Rate of annual interest rate, accrued the last day of each month. 13% rate is valid only for active accounts, for inactive accounts the annual rate is 6%. * - For deposits more than 10000.00 USD minimum deal may be established in the amount of 0.10 lots (0.10 USD for a pip). ** - For deposits more than 100000.00 USD minimum deal may be established in the amount of 1.00 lots (~1.00 USD for a pip). *** - For cent accounts the minimal deal is 100 points of the basic currency and it is equal to the point cost, about 1 cent.