Analisis Forex & Kajian: 17.06.2024 - The global CBDC race heats...

17.06.2024 01:35 PM

The global CBDC race heats up: 94% of central banks explore digital currencies

In 2024, CBDC - digital currencies of central banks - attracted much attention. US politicians and lawmakers intensively discussed the merits of digital money, and the teams for and against it firmly adhered to their positions.And even though some are taking steps to prohibit the creation of CBDC in the United States, including the passage of a law by the House of Representatives on combating CBDC surveillance, the worldwide movement to launch digital versions replacing paper money continues to gain momentum. According to the latest survey of central banks conducted by the BIS - Bank for International Settlements, 94% of the surveyed central banks are exploring the possibility of creating a CBDC.This survey was conducted in 2023, and responses were received by 86 central banks, who shared information about their participation in the CBDC, as well as their motives and intentions for its potential release.The report says that as early as 2022, the participation of central banks in CBDC was high. Most central banks are working on retail and wholesale CBDCs. About 30% of central banks focus on retail CBDCs. At the same time, 2% work only on wholesale CBDC. More than half, making up 54%, are experimenting with proof of concept, and one in three, totalling 31%, is launching a pilot project.The report also indicates that the probability of a CBDC wholesale release over the next six years is now higher than the probability of a retail sale.The six-year time horizon highlights that many CBDC functions have not yet been defined. Still, the first place in the list of wCBDC wholesale is occupied by compatibility and programming functions that will help ensure a smooth transition and contribute to wider adoption. Retail is designated rCBDC.According to BIS, for retail CBDCs, more than half of central banks are considering storage limits, interoperability, offline options and zero remuneration.Regarding stablecoins and the potential problems they pose for the implementation of CBDC, according to BIS research, stablecoins are rarely used for payments outside the crypto ecosystem. Moreover, two of the three responding jurisdictions have or are working on a regulatory system for stablecoins and other crypto assets.In addition, BIS noted the increasing efforts of governments to establish clear rules regarding crypto assets.More than 60% of the responding jurisdictions have or are developing a regulatory framework for stablecoins and other crypto assets. And 48% of these jurisdictions have chosen or are developing individual regulation, as the opportunities, risks and features of crypto assets do not fit into the existing regulatory framework. The conclusion of the report was as follows: since CBDC and payment regulation decisions are sovereign, jurisdictions are required to cooperate and coordinate their actions in order to offer users a safe and effective payment experience both domestically and abroad.

Anda telah pun menyukai siaran hari ini

* Analisis pasaran yang disiarkan di sini adalah bertujuan untuk meningkatkan kesedaran anda, tetapi tidak untuk memberi arahan untuk membuat perdagangan.

Jika anda mempunyai sebarang soalan berkaitan kandungan, sila hubungi editorial-board@instaforex.com

Crypto-currencies

Irina Yanina,
Pakar analisis InstaForex
© 2007-2025

Lebih banyak artikel daripada pengarang ini

Langganan E-mel

EURUSD

Euro vs US Dollar

Pilih carta masa

min

jam

hari

minggu

Mulakan dagangan

Jana pendapatan melalui perubahan kadar mata wang kripto dengan InstaForex.

Muat turun MetaTrader 4 dan buka dagangan pertama anda.

Artikel yang dicadangkan

Cadangan Dagangan untuk Pasaran Kripto pada 25 Mac

Analisis Gelombang BTC/USD pada 24 Mac: Bitcoin Meneruskan Fasa Pembetulannya

Cadangan Dagangan untuk Pasaran Matawang Kripto pada 24 Mac

Analisis Teknikal Pergerakan Harga Harian Mata Wang Kripto Bitcoin, Jumaat 21 Mac 2025.

Analisis Teknikal Pergerakan Harga Intraday Matawang Kripto Ripple, Jumaat 21 Mac 2025.

Bitcoin mensasarkan untuk mencecah $90,000

Cadangan Dagangan untuk Pasaran Kriptowang pada 20 Mac

Cadangan Dagangan untuk Pasaran Mata Wang Kripto pada 19 Mac

Cadangan Dagangan untuk Pasaran Mata Wang Kripto pada 18 Mac

Bitcoin dan Ethereum Bergelut untuk Bertahan